The Board may modify a little financial institution score from “Satisfactory” to “Remarkable” on the establishment level where by the bank requests and receives extra consideration for routines that might qualify pursuant towards the Retail Expert services and Products and solutions Test in § 228.
The Board considers community growth loans and community progress investments allotted pursuant to paragraph I.b of appendix B to this aspect.
스마트폰에서 네이버 앱 을 설치하면 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버의 다양한 서비스를 앱에서 바로 이용할 수 있습니다. 구글 플레이 스토어 또는 앱 스토어에서 "네이버"를 검색하여 앱을 설치하세요.
. Also, In the event the Board thought of the house mortgage loan lending of the financial institution's functions subsidiaries or, in a bank's election, the Board thought of the home house loan lending of other lender affiliates, the bank have to consist of in its public file the names with the functions subsidiaries as well as names from the affiliates along with a composed detect which the functions subsidiaries' and various affiliate marketers' HMDA Disclosure Statements may be obtained in the CFPB's Web site.
The Board evaluates a military services financial institution pursuant on the relevant effectiveness exams explained in paragraph (a) of the segment.
The Board considers the branch availability and expert services offered at branches of banks that function a number of branches pursuant to paragraph (b)(two) of this area.
(six) A financial institution's closed-stop home mortgage loan lending, modest organization lending, modest farm lending, or car lending in distressed or underserved nonmetropolitan Center-profits census tracts where by a lender's nonmetropolitan facility-dependent evaluation region or nonmetropolitan retail lending assessment location involves only a few or no reduced- and moderate-money census tracts; and
If an intermediate financial institution opts being evaluated pursuant towards the Local community Development Financing Take a look at in § 228.24, the Board evaluates the intermediate lender for your evaluation period of time previous the lender's next CRA evaluation pursuant into the Community Improvement Financing Take a look at in § 228.24 and continues evaluations pursuant to this general performance exam for subsequent evaluation intervals till the financial institution opts out.
(e) Information on Group growth loans and community enhancement investments by a consortium or click here possibly a 3rd party.
An Modification to the system have to adjust to all appropriate needs of the part, Except if the Board waives a requirement as not relevant.
Affiliated depository establishments supervised by the exact same Federal fiscal supervisory agency may well prepare a joint approach, presented that the system involves, for every financial institution, the applicable general performance assessments that would implement in the absence of the accepted plan.
(x) An indicator for whether the loan was to a business or farm for which gross annual revenues aren't regarded via the bank.
(iii) A bank that features extra efficiency evaluation factors with accompanying yearly measurable targets in its strategy must specify the geographic areas where by People components and plans use.
(four) When the financial institution didn't revise the initial draft plan in reaction to tips or considerations from general public input acquired, an evidence for why any recommendation or concern was not resolved in the draft program.